First time buyer property checklists

Read my latest comprehensive property price report to find out what's really happening nationally, regionally and in the towns and cities.

For many homeowners, seeing a crack in the foundations or the wall of their home is amongst their worst fears. While a crack or structural deficiency in your home isn’t always something to worry about, the cause of it needs to be identified to rule out the worst-case scenario. Subsidence is just one of the possible culprits, but what is it and what should you be doing about it? 

Over the last few budgets, the property market has been fuelled to some extent by the announcements of land tax holidays, but these are now definitely at an end. Moving forward, the budget impacts the property market in many ways, so it’s worth keeping up to date with the latest budget announcements to understand how it might impact your home ownership, buy to let, and property investment objectives and plans. Read more for more details.

For every property professional that was hoping now was the time to take a break from the huge number of moves since May 2020, it appears for many, that’s still not going to be easy. Although some reports suggest the market may be softening, most are still talking about buyers outstripping sellers and prices are definitely remaining stubbornly high – on average! Read my article to find out what's really happening in your area.

Buying a home has almost become a craze since the market opened in May 2020. However, it’s not been easy for everyone to get on the ladder during the pandemic. As well as first time buyers who had to stand back, so did other would be property buyers, including those on furlough that couldn’t necessarily go ahead with their planned purchase due to being on less income, and because of the level of economic uncertainty, those self-employed struggled too. However, latest research from the Intermediary Mortgage Lenders Association (IMLA) suggests for those that approach a mortgage broker for help, they are now much more likely to secure the help they need to get them on the ladder.